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Lahore: The Pakistan Credit Rating Agency (PACRA) has assigned ‘Positive Outlook’ to the IFS rating of “A+” (single A plus) of Habib Insurance Company Limited (HIC). The rating denotes strong capacity to meet policyholder and contract obligations and risk factors are considered moderate. The rating reflects HIC’s strong risk absorption capacity, emanating from a robust financial profile and sound liquidity position. The rating recognizes persistently improving profitability, despite challenging macroeconomic environment, due to management’s conservative stance towards underwriting risk, as [...]
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