Bank Alfalah Reports PKR 21.44 Billion Profit for Nine-Month Period

Karachi: Bank Alfalah Limited reported a profit after tax of PKR 21.44 billion for the nine-month period ending September 30, 2025, as approved by its Board of Directors on October 22, 2025. The bank’s earnings per share stood at PKR 13.59, compared to PKR 21.32 in the same period last year.

The Board also declared a third interim cash dividend of PKR 2.50 per share, bringing the total dividend payout for the year to PKR 7.50 per share, up from PKR 6.00 per share in the previous year.

Total deposits reached PKR 2.17 trillion. The bank’s strategic shift to focus on growing average deposit balances has helped stabilize and enhance profitability. This approach cushioned the impact of reduced interest rates and supported both net interest income and capital gains.

The bank’s gross financing book saw a year-on-year growth of 23.9%, totaling PKR 1.08 trillion. The growth was attributed to the bank’s focus on expanding credit exposures in Corporate Banking, Consumer Finance, Small and Medium Enterprise, and Agri Finance sectors.

Bank Alfalah maintains a strong capital management position with a Capital Adequacy Ratio of 17.94%, exceeding the minimum regulatory requirement. The bank continues to aim for long-term value creation for shareholders while expanding its domestic presence and investing in technology.