Pakistan’s KIBOR Rates Show Minor Fluctuations Amid Economic Pressures

Karachi: The State Bank of Pakistan has released the latest Karachi Interbank Offered Rates (KIBOR), revealing minor fluctuations across various tenors as of October 29, 2025. The data, sourced from Refinitiv, provides insights into the country’s lending environment amid ongoing economic pressures.

The 1-week KIBOR stands at a bid of 10.78 percent and an offer of 11.28 percent. The 2-week rate is slightly higher, with a bid of 10.81 percent and an offer of 11.31 percent.

For longer tenors, the 1-month KIBOR is reported at 10.88 percent bid and 11.38 percent offer. The 3-month rate shows a bid of 10.92 percent and an offer of 11.17 percent.

The 6-month tenor is at a bid of 10.94 percent, with an offer at 11.19 percent. The 9-month rate shows a slight decline with a bid of 10.87 percent and an offer of 11.37 percent.

The 1-year KIBOR, often considered a benchmark for longer-term loans, stands at a bid of 10.90 percent and an offer of 11.40 percent.

These rates are pivotal for financial institutions and businesses as they influence the cost of borrowing and the overall lending landscape in the country.