Allied Bank Ltd Reports 28% Decline in Profits Amid Rising Costs

Karachi: Allied Bank Ltd (ABL) conducted its analyst briefing, revealing a 28% year-on-year decrease in standalone net profit after tax (NPAT) for the first nine months of the calendar year 2025. The bank attributed this reduction to a decline in net mark-up income and increased operating expenses.

ABL’s net mark-up income saw a 13% decline, falling to PKR 78.6 billion during the period. This decrease was a result of both interest income and expenses dropping by 24% and 29% respectively, as noted by bank representatives during the briefing.

On a positive note, the bank’s non-markup income increased by 7% to reach PKR 21.2 billion. This growth was driven by a 17% rise in fee income and an 88% surge in capital gains compared to the previous year.

Conversely, non-markup expenses rose by 15% to PKR 49.3 billion. The management attributed this increase to higher expenditure on salaries and advertising.

The briefing provided insight into the bank’s financial performance and future outlook as it navigates the challenges of the current economic environment.