KIBOR Rates Show Slight Increase Across All Tenors

Karachi: The Karachi Interbank Offered Rate (KIBOR) has experienced a modest rise across all tenors, according to the latest figures released by the State Bank of Pakistan on November 5, 2025. The KIBOR rates, which serve as a benchmark for lending between banks, have shown incremental increases in both bid and offer rates.

In the short-term tenors, the 1-week bid rate has moved to 10.87, with an offer rate of 11.37. Similarly, the 2-week tenor has recorded a bid rate of 10.89 and an offer rate of 11.39.

Longer tenors have also observed upward adjustments. The 1-month tenor has a bid rate of 10.90 and an offer rate of 11.40, while the 3-month tenor’s bid rate is 10.91 with an offer rate of 11.16.

The 6-month and 9-month tenors have shown bid rates of 10.93 and 10.94, respectively, with corresponding offer rates of 11.18 and 11.44. The 1-year tenor has increased to a bid rate of 10.97 and an offer rate of 11.47.

These changes reflect subtle shifts in the interbank lending environment, potentially influencing broader financial conditions and lending rates in the economy. The adjustments in KIBOR are closely monitored by financial institutions and stakeholders for their implications on borrowing costs and liquidity in the banking sector.